Splash Into Summer Savings on Select New Homes in Charlotte and Durham
Summer is heating up, and so are the savings on new homes in some of North Carolina’s most exciting neighborhoods. If you’ve been waiting for the right moment to make your move, now is the time.
For a limited time, Copper Builders is offering a special 3-2-1 mortgage rate buydown on select homes in Charlotte and Durham. This means you can enjoy a starting interest rate of just 3.75%, giving you lower monthly payments for the first three years of homeownership. It’s a smart, simple way to ease into your mortgage while building equity in a home you’ll love.
What Is a 3-2-1 Rate Buydown?
A 3-2-1 rate buydown is a special mortgage financing option that gives homeowners lower interest rates during the first three years of their loan. It’s designed to make the early years of homeownership more affordable, easing the transition into a new home.
Here’s how it works:
Year 1: Interest rate reduced by 3% below the standard rate (example: 3.75%)
Year 2: Interest rate reduced by 2% (example: 4.75%)
Year 3: Interest rate reduced by 1% (example: 5.75%)
Year 4 and beyond: The loan returns to the original fixed interest rate set by the lender
This structure provides meaningful savings up front, giving buyers extra breathing room as they adjust to new expenses like furnishing their home or settling into a different community. A 3-2-1 buydown can be especially helpful for first-time buyers or anyone who wants to ease into their mortgage while planning for long-term financial stability.
Explore the Communities Where You Can Save
We’re excited to extend this rate buydown opportunity to select homes in three of our most sought-after communities in Charlotte and Durham. Each neighborhood offers its own unique character, combining thoughtful design with unbeatable locations.
Arbor Vista – Durham, NC
In the heart of the American Tobacco District, Arbor Vista blends urban energy with residential comfort. These modern townhomes feature rooftop terraces, designer finishes, and easy access to restaurants, art, and green spaces.
The Foundry – Charlotte, NC
Located in Camp North End, The Foundry delivers a bold mix of modern design and historic character. Here, you’ll be just steps away from breweries, art studios, and some of Charlotte’s most talked-about events.
Verbena Village – Charlotte, NC
Set in the thriving Lower South End (LoSo), Verbena Village offers rooftop decks, open-concept layouts, and walkability to restaurants, nightlife, and transit. It’s an ideal spot for those who want to experience one of Charlotte’s fastest-growing neighborhoods.
Ready to See These Projects Come to Life?
Schedule your private tour or connect with our sales team to explore available homes and amenities.
*Disclaimer: This offer is available exclusively to buyers who finance through Gabriela Abad at Mutual of Omaha Mortgage. The advertised 3.75% interest rate is based on a 10% down payment and a minimum credit score of 740. To qualify, the home must be under contract by August 31, 2025, and close by September 30, 2025. Offer not valid with other incentives. All loans are subject to credit approval. Not all borrowers will qualify, and must meet underwriting guidelines and program eligibility requirements.
Rates and terms are effective as of 07/02/2025 and are subject to change without notice. The actual interest rate, APR, and monthly payment may vary based on loan terms, verification of information, credit history, property location and type, and other factors determined by the lender. APR stands for Annual Percentage Rate. The rate shown is for illustrative purposes only and does not represent your guaranteed rate. Monthly payment estimates are for principal and interest only and do not include taxes, insurance, assessments, or HOA dues. Actual obligations may be higher and will vary.
This is not a commitment to lend or extend credit. Consult your loan officer for full details. Refer to your sales counselor for additional program information.
